A swiss-grade
platform for non-custodial lending
with Bitcoin

We don’t just claim non-custody. We coded it.

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🔒 Non-custodial | 🇨🇭 ABC-regulated | ⚖️ XYZ-affiliated | 📜 Code-enforced

Our services

We provide a secure and open marketplace for Bitcoin-backed loans.

Borrowing

Borrow liquidity without selling your bitcoin.

Lending

Earn yield on loans secured by bitcoin collateral.

How it works

A simple and transparent process for Bitcoin-backed loans.

Create or browse offers

Create a loan offer or explore available offers and find the right Bitcoin-backed loan for you.

For borrowers

For lenders

Match and secure collateral

Once matched, secure your loan with Bitcoin collateral through non-custodial, multi-signature wallets.

Monitor and manage

Track your loan progress in real-time, including collateral status and repayments.

Repay and earn

Borrowers repay their loans and retrieve their Bitcoin collateral, while lenders earn yield on their loans.

Why

Your gateway to Bitcoin-powered financial freedom.

Swiss-grade compliance

Licensed by XYZ and registered in ABC, ensuring full compliance.

Non-custodial

Powered by 2-of-3 multi-signature wallets, keeping you in control.

Transparent

Designed with clear terms, no hidden fees, and fully on-chain processes.

Peer-to-Peer

Built for direct lending and borrowing, without any intermediaries.

Rehypothecation-free

Coded to ensure your Bitcoin collateral remains untouched.

FAQs

What services does BTCBacked offer?

BTCBacked facilitates peer-to-peer Bitcoin-backed loans, allowing borrowers and lenders to connect directly and agree on loan terms. Borrowers can access liquidity without selling their Bitcoin by using it as collateral, while lenders provide stablecoin loans (USDT or USDC) secured by Bitcoin and earn interest.

How is Bitcoin secured on BTCBacked?

BTCBacked secures Bitcoin collateral using non-custodial, multi-signature wallets. For each loan, a 2-of-3 multi-signature wallet is created with three keys: one held by the borrower, one by the lender, and one by BTCBacked. At least two keys are required to move the funds, ensuring no single party has sole control.

What makes BTCBacked different from other platforms?

BTCBacked is fully licensed by XYZ and registered in ABC, the leading jurisdiction for blockchain and fintech companies. Unlike other platforms, BTCBacked is peer-to-peer and non-custodial, using a multi-signature system that ensures your Bitcoin remains in your control—with no middlemen, no counterparty risk, no hidden fees, and no rehypothecation of the Bitcoin collateral. With BTCBacked, you get a regulated, secure, and trust-driven Bitcoin-backed lending platform built for true financial independence.

Is my Bitcoin safe with BTCBacked?

Yes, BTCBacked uses a decentralized, non-custodial system where your Bitcoin is secured in multi-signature wallets. This ensures that neither BTCBacked nor any other party can access your Bitcoin without your consent. The platform prioritizes security and transparency at all times.

Who can use BTCBacked?

BTCBacked is available to anyone globally who owns Bitcoin or stablecoins and wants to participate in decentralized financial services. Bitcoin holders can access liquidity through borrowing, while lenders with stablecoins like USDT or USDC can earn competitive yields by funding Bitcoin-backed loans. Whether you're unlocking liquidity or growing your investments, BTCBacked is open to all who value privacy, control, and decentralization.